Step 1: Research Where You Want To Buy
Finding the right area to live is as important as finding the right home. Think about school district, proximity to local amenities such as nightlife, hot spots, restaurants, etc.. Do you want to be in the hustle and bustle of the city or surrounded by the serenity of nature?
WalkScore is a great tool to find the "Walk-a-bility" of any neighborhood.
Google Maps gives you a great overhead and street view of the area in which you wish to purchase.
GreatSchools finds school districts by address and rates each school.
HomeFair shows the demographics of any area in the US.
Step 2: Getting Pre-Qualified For a Mortgage
Getting pre-qualified for a mortgage is an important step in the home buying process unless you are purchasing a home in cash. Mortgage lenders look at your loan amount vs. the value of the home (LTV – Loan to Value), your credit history, your income, and your history of loan repayment to determine whether to lend you funds to purchase your dream home.
Home Simple works with you to gather all necessary documents for mortgage pre-qualification and handles the mortgage negotiation process with our 30+ years of experience in Real Estate Finance. Home Simple works with the top companies in the mortgage industry to provide you with the best options to fit your needs. If there is a specific lender you wish to work with, let us know and we will work with that company to find you the best mortgage.
Step 3: Find a Real Estate Broker
Finding the right Real Estate Broker is difficult. Will your Broker work around your hours? Will they show you homes in your preferred area? Will they show you as many homes as it takes to find your dream home?
Finding the right Broker can be the most difficult step in the home buying process. That’s why Home Simple has made it easy. Home Simple becomes your Real Estate Broker so that you have access to our Expert Real Estate Brokers and Agents.
Home Simple works with the top Real Estate Brokers and Agents in all parts of the United States. Home Simple pairs you with a Home Simple Real Estate Broker in your desired purchase area. Never worry about finding the right Real Estate Broker – We’ve already done it for you!
Step 4: Start Searching for a Home
Your Home Simple Real Estate Broker will work with you to find the perfect home for you. You’ll have full access to every listing on the market and the power of an expert team behind you to make sure you are happy with the home buying process.
Step 5: Make an Offer
Once you’ve found your dream home, it’s time to make an offer! Because you’re working with a Home Simple Expert, you’ll have Master Negotiators with decades of experience working on your behalf to make sure you get your dream home and you get it at a fair price.
Home Simple Real Estate Brokers have access to historical sales and listings. We perform up-to-date market analysis to determine the perfect offer price which gives you the best chance of having your offer accepted.
Step 6: Your Offer Was Accepted! Now What?
This is often the area that most home buyers find most confusing. Instead of flooding you with paperwork, Home Simple Experts secure you the best options for Home Insurance, Title Insurance, and Home Inspector.
While traditional Real Estate Brokers only work with you to find a home, Home Simple handles all aspects of the buying and selling process. We comparison shop and offer you multiple competitive options for Mortgage, Title Insurance, and Home Insurance from top companies so you can make the choice on what options are best for you.
We take care of the negotiation and paperwork so you can concentrate on more important things in life – like picking out the new living room paint color for your new home!
Step 7: Time to Close on Your New Home!
Confused about documentation and where all of the money goes? Home Simple will answer any questions you have regarding closing documentation and the escrow process. You will sign the paperwork at either a Title Company near your home or at a location of your choice (depending on the State). Once you’ve signed the paperwork, CONGRATULATIONS, NEW HOME OWNER!
You’ve just received the keys and it’s time to start your new life in your dream home.
Ready to begin your Simple Home Buying journey? Click the button below to have a Home Simple Expert contact you!